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Terms of use

Last updated: 9 October 2026

Use of this website

This website is provided by iHub digital solutions LTD ("iHub") for information about the Pensus platform. By using it you agree to these terms. If you do not agree, please do not use the site.

Content and accuracy

Product descriptions on this site reflect the platform as it exists at the time of writing. Configuration and behaviour vary by fund and by agreement. Screens shown on this site come from the running platform; the names and figures in them are not real member data.

We try to keep the site accurate, but we make no warranty that it is complete or error-free, and we may change it at any time without notice.

The calculator

The retirement calculator is an illustration based on the assumptions stated beside it. Its plans are examples, not real investment funds. It is not a forecast, a promise or a recommendation.

No advice

Nothing on this site is investment, pension, legal, tax or regulatory advice. Any description of regulatory requirements is a summary of how the platform supports a process, not a statement of your obligations.

Intellectual property

The Pensus name, logo, and the content and design of this site belong to iHub or its licensors. You may view and print pages for your own evaluation of the platform. Any other use requires our written permission.

Liability

To the extent permitted by law, iHub is not liable for any loss arising from use of, or reliance on, this website. Nothing in these terms excludes liability that cannot be excluded by law.

Governing law

These terms are governed by the laws of the Republic of Cyprus, and the courts of Cyprus have exclusive jurisdiction.

Contact

iHub digital solutions LTD, Nicosia, Cyprus. Email: [email protected].